Bruk takes pride in working with first-time homebuyers especially in the current competitive market. In today's climate, bidding wars can arise, and often first-time homebuyers are being left out from home ownership. Bruk provides an effective financing strategy to help his first-time homebuyers get into their dream home with a competitive edge. He brokers with various lenders, Banks, Credit Unions, Finance Companies and Private Investors to ensure options are available, combined with a mortgage that caters to their short- and long-term goals, optimal interest rate and an exceptional customer service experience.

Many Homeowners in Canada passively miss out on competitive mortgage rates upon renewal. Roughly 70% of homeowners sign back their Renewal Agreements without exploring their options. Bruk brokers with various lenders that include Banks and Credit Unions that complete for your business and for this reason, Bruk relentlessly seeks the best mortgage rate available to you in the market on your behalf.

When debt becomes unbearable and you feel like your headed towards a major crash, STOP! And call Bruk! Bruk works to provide a customized plan using his proven track record and experience to get you back in control. The plan involves restructuring your liabilities by refinancing your mortgage to increase cash flow, reduce the cost of borrowing, relieve you from a tremendous amount of stress and always with your financial recovery and prosperity top of mind.

When it comes to qualifying for mortgages, business for self clients often become boxed out by traditional lenders such as banks and credit unions because they are unable to provide traditional income verification even though they have a proven 2 year history of managing their credit and finances responsibly. Bruk specializes in developing mortgage solutions for self-employed clients that often seek financing for the purpose of obtaining working capital at a competitive mortgage rate.

Thinking about home renovations, purchasing a rental property or perhaps a cottage? A Home Equity Line of Credit also known as home Equity take out, is great way to access funds for a down payment or help complete a home improvement project. Bruk can help you put together a customized plan to accomplish your wish list.

Private mortgages are a flexible option for situations where banks, credit unions and even finance companies will not help due to their lending guidelines. While this option typically has a higher interest rate, the lender conditions are maintained to a minimum. It is a helpful tool to take care of some liabilities that become urgent such as CRA liens, Property tax arrears, Legal issues, Collections, Judgments and including paying out your consumer proposals. Bruk has extensive experience with structuring private mortgages that ensure an exit strategy within one year so clients are able to attain cheaper alternatives. If a private mortgage is suggested for you, it is only when all other alternatives have been exhausted and only if there is an exit strategy. Bruk would sooner recommend selling your property than locking you into a private mortgage you cannot get out of.